Asha Purti Franchise Program
START YOUR OWN GOLD LOAN BUSINESS & EARN UP TO 15 LACS* + MONTHLY
Welcome to Our Company
For the first time in India, Asha Purti loans, a part of Golden Legand Leasing and Finance Limited, brings a fantastic opportunity to start your Gold loan and other loan business without going through the hassles of cumbersome paperwork and stringent compliance along with massive investment forming an NBFC. We have created a unique concept, "Loan Co-Operative", allowing our franchisees and partners to share business and funding within our network. This initiative will ensure our partners and franchisees are never short of funding, thus providing our entire network with a solid foundation to conduct business.
Asha Purti allows you to grow with us using our expertise and resources for developing the Gold Loan and other loan businesses in our portfolio in your cities and towns from the comfort of your familiar surroundings. We will provide you with training, software, licenses, and guidelines on how to set up the office, security, and the safe/vault for secure Gold Keeping.
This is a Golden Opportunity to earn more than ₹2,50,000/- to ₹15,00,000/- per month and grow every year with your investment 100% secured. There is no opportunity like this in the financial market of India right now. With a growing economy and rising inflation, people will need funding against Gold or other securities to meet unexpected expenses. We at Asha Purti believe in sharing knowledge and resources to provide our partners generate profits and share them with us. Together we will build the largest Gold Co-Operative in the most significant gold valuing country.
Let us discuss the eligibility and the process to start this business of prosperity and richness with 100% security of investments. If you are a businessman, professional, aspiring entrepreneur, housewife, or someone with a flair for finance looking to start a profitable business in these challenging times, we have the perfect solution to get started.
How Does This Work?
On signing of Franchisee Agreement, you become part of the Asha Purti Family and start your profitable journey into the world of finance and lending. We will help you set up your Asha Purti Lending centre from where you will be managing your lending business. This place will be the center of all your day-to-day activities, and this will be the place where you will install the vault/safe to safely store the mortgaged Gold.
Our Team will start training your staff about the Asha Purti Loan management software and train the franchise manager on the APCMP (Asha Purti Call Money Platform). This training will first be conducted at our training center for your appointed manager and later at your Lending center till your staff and Manager are fully trained to operate the software. We will also train your people to value and verify the Gold that passes through your center. There will be a third-party expert available from your city who will be appointed with your consultation. The Asha Purti Loan management software will be installed at your center and your access to the APCMP will also be explained to you.
We will set up the Bank account from where you will lend and deposit your funds. This account will be operated and managed by you and monitored by us from the Head office. Once your center is operational and self-sufficient, our team will issue you the Certificate of operation. we will be there to assist your any time you need assistance from us for any aspect of this business.
What is that the business seeks from an Asha Purti Franchise?
A successful Asha Purti franchise should possess few key qualities :.
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An excellent service attitude and the ability to learn our proven management techniques quickly.
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Having some business experience could be a bonus but is not an essential factor for your Asha Purti success.
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The minimum qualification required is Graduation.
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The space required to start a business is around 300 Sq Ft (Ownership is preferred).
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Preferably with basic finance business exposure.
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An open to ideas person with zeal towards finance business with an ability to understand the use of technology in today's finance world.
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Applicant should have a strong financial background with available liquidity or revolving credit of a minimum of ₹ 2.00 Cr* (to lend against Gold).
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Our Partner / Franchise should be of respectable reputation with a solid foundation within the community and the city.
YOUR
GOLD LOAN
BUSINESS
WITH AN
OPPORTUNITY
TO EARN
₹15 LACS
PER MONTH*
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Doorway to gold loan business along with a complete portfolio of finance and other loan businesses like personal, Home and Vehicle loans.
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Start earning from Day 1.
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Be a part of a promising and high-potential lending industry.
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100% Secured Investment as the money is secured by the Gold deposited with you.
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Start in your city with our assistance in the comfort of your surrounding and atmosphere.
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Options of merging other financial products with the gold loan business.
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Complete assistance by Asha Purti for training to operate the Loan Management Software and other necessary attributes of this business. Training will be conducted at the franchise location.
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Opportunity to establish a new business venture that can be a source of life-long income.
Asha Purti
Franchise
Partner
Program
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One of the oldest NBFCs in the country with nearly 33 years of experience in Agri loans.
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We guide our franchise partners so they can operate and run the business efficiently.
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We are an NBFC with nearly ₹15.00Cr paid-up capital listed with BSE.
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We have a share capital worth ₹157.00Cr.
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As an NBFC, we can finance up to 95% of the valuation of Gold.
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All Licenses & compliance are provided by the company to conduct business without any legal hassles.
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All Sales & Marketing support local* and countrywide will be provided by the company*.
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Complete software support and training to handle and operate the software will be provided by the company completely free of cost.
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You will have the complete support of our sales team, IT, research & development, legal & compliance, and training free of charge or at actual costs if need be.
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Gold deposited with you will be in your custody for the mortgaged period.
*conditions apply
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What is a Personal Loan?A personal loan is an unsecured loan for up to 60 months. You do not need collateral to avail of funds. Salaried and self-employed individuals can apply for these loans online. You can utilize the funds for any monetary need.
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How to get an instant personal loan?Enter your mobile number correctly and then enter the OTP that is sent to your number on the online form. Provide us a few details as prompted in the loan application form. Upload the required documents such as income proof, PAN Card, etc. Click on “Submit”. You will be instantly informed whether or not you are eligible. Once your loan request is approved, your application will go through several other stages of checks. Our representative will get in touch with you through these stages in case any additional information is needed. Post loan approval, you can get the funds credited to your bank account within 30 minutes*
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How to get an instant personal loan?Enter your mobile number correctly and then enter the OTP that is sent to your number on the online form. Provide us a few details as prompted in the loan application form. Upload the required documents such as income proof, PAN Card, etc. Click on “Submit”. You will be instantly informed whether or not you are eligible. Once your loan request is approved, your application will go through several other stages of checks. Our representative will get in touch with you through these stages in case any additional information is needed. Post loan approval, you can get the funds credited to your bank account within 30 minutes*
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What is salaried personal loan?A salaried personal loan is a specially designed instant personal loan online which can be availed by salaried customers. Thus, if you are currently employed with a public or private organisation, and have a minimum salary of INR 20,000 (or INR 25,000 if you are from Delhi or Mumbai), and have worked for more than 1 year at your current organisation, you are eligible for a salaried personal loan. For more details, please visit our Personal Loan Eligibility page.
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What are the benefits of talking a Gold Loan from Asha Purti?• Customer oriented Services • Quick loan disbursal • Avail minimum loan amount of ₹1500 and no maximum limit • Pre-payment option-without any penalty • Minimal documentation • In-house gold evaluation • Prompt customer service within a shorter response time • Strong rooms for safe custody of gold ornaments
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How to get an instant personal loan?Enter your mobile number correctly and then enter the OTP that is sent to your number on the online form. Provide us a few details as prompted in the loan application form. Upload the required documents such as income proof, PAN Card, etc. Click on “Submit”. You will be instantly informed whether or not you are eligible. Once your loan request is approved, your application will go through several other stages of checks. Our representative will get in touch with you through these stages in case any additional information is needed. Post loan approval, you can get the funds credited to your bank account within 30 minutes*
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Will the documents be submitted online or offline?You can choose to submit the required documents online by uploading soft copies or walk into the branch and submit the hard copies. For customers of Asha Purti Loans who have applied for a personal loan online, you can now also send your documents via WhatsApp.
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How much personal loan can I borrow?How much you can borrow in the form of a personal loan is determined by various factors that include age, residence, ongoing loans etc. You use our free personal loan eligibility calculator to obtain an estimate of the loan amount you can borrow.
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How can I check the status of my Personal loan application?To check the status of your application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.
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Can I foreclose or prepay my loan?Yes, you can repay your loan at any time during the loan tenure.
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How can I check the status of my Personal loan application?To check the status of your application, visit the official website of your loan provider, select the ‘Contact Us’ option on the homepage, select the option to track your loan application. This option will lead you to the page where you can check the status of your loan application. Enter the details asked for and obtain the required information.
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How much CIBIL score is required?A CIBIL score of 600 and above is considered to be healthy and can help in your loan being approved without hassle* *Conditions Apply
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How much would I need to repay each month?At the time of booking of your loan, the EMI (Equated Monthly Installments) will be calculated based on the loan amount sanctioned, interest rate and the tenure. To know more, access our free online personal loan EMI calculator today.
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What are the various charges that I can expect to pay when I borrow a personal loan?A personal loan will have the following charges associated: 1. Interest - this amount is the interest you will pay over and above the principal amount that you have borrowed 2. Processing fees 3. Insurance (in some cases only - please contact us today and speak with a customer service representative to know more) 4. Foreclosure charges (this will be applicable in case you choose to repay the loan amount before the loan tenure) 5. Late fees - this is applicable in case of any late / missed EMI payments. To know more, please visit our "Personal Loan Interest Rates" page and view the table "Fees and Charges".
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Why should you choose Asha Purti's?At Asha Purti', we value the dreams of each and every customer. We understand your needs, and strive towards providing you with the best possible solution that is tailored to your unique situation. Choose Asha Purti to get the following benefits: Instant online approval Competitive interest rates starting at 11.99%* Flexible repayment tenure between 12 - 60 months Hassle-free process Minimal documentation
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How do I Use Asha Purti's Personal Loan EMI Calculator?Asha Purti's personal loan calculator is an easy tool that can help you accurately calculate the EMI amount. Enter the loan amount that you wish to borrow Enter the interest rate between 11.99% – 36% Select repayment tenure. The instant result on the right side of the calculator will tell you the monthly EMI.
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How to calculate Personal Loan Eligibility?Below is the eligibility criteria You should be a residing citizen of India. You should be between 21 – 60 years of age You should have valid documentation as per stated requirements To know more, please see our detailed personal loan eligibility criteria. You can also use our free-of-cost eligibility calculator to know the loan amount you can borrow.
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How can I get a Personal Loan Approval?Personal Loan approval depends on how well you fit within certain pre-defined criteria. This includes details like a valid PAN card, CIBIL score, location, monthly income (for salaried customers) or yearly profit after tax (for self-employed customers) and existing monthly obligations (including existing credit card EMIs). For more details, please visit our eligibility page.
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How can I get a Personal Loan Approval?Personal Loan approval depends on how well you fit within certain pre-defined criteria. This includes details like a valid PAN card, CIBIL score, location, monthly income (for salaried customers) or yearly profit after tax (for self-employed customers) and existing monthly obligations (including existing credit card EMIs). For more details, please visit our eligibility page.
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How much Personal Loan can I get on my salary?Personal loan amount depends on many factors, such as your monthly income, your existing monthly obligations (including credit card debt), and the company's policy at the time of loan application. To know the personal loan amount you are eligible for, please feel free to use our personal loan eligibility calculator. It's free, and easy to use.
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Can I get a personal loan if I'm Self Employed?Asha Purti offers unsecured self employed personal loans up to INR 30 lakhs. However, the amount may vary depending on your individual profile and the company's policy at the time of loan application. To know more, apply now or contact us today
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How can I apply for a Personal Loan Online?You can apply for loan online with Asha Purti by clicking the "Apply Now" button on the top right corner.
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Can I get a personal loan without proof of income?To get a personal loan, proof of income documents such as audited financial statements, income tax returns, form 16, etc are necessary, as well as your bank statements. However, to get a personal loan without proof of income, you can choose to apply with a family member who has income proof. However, please note that in such cases, the loan will be in the name of the person who has income proofs, and the same person will be help responsible for making the repayment.
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How is personal loan eligibility calculated based on salary?Personal loan eligibility is calculated basically to estimate whether or not you will be able to repay the loan's EMIs. For this purpose, your monthly income (after deduction of all taxes) is considered, along with your existing monthly obligations (including credit card debt). The calculation also takes into account the personal loan rate of interest applicable to you, as well as the loan tenure. Click here to try the free online Asha Purti's personal loan eligibility calculator now!
Partners Feedback
In this space, Asha Purti's partners will give their feedback about our services, policies, code of conduct, or any other feedback they want to share.
Name of the Franchise / Location
In this space, Asha Purti's partners will give their feedback about our services, policies, code of conduct, or any other feedback they want to share.
Name of the Franchise / Location
